ATM Card

Checking account members can receive a FREE ATM Card (on approval) with FREE unlimited access to any of our ATM Machines at all three locations, with access to their checking (or savings account on request*).

Our ATM card is honored at all NYCE and Cirrus ATM locations. Please be aware that many ATM operators (not the credit union) impose certain fees for using their machines. These are always clearly posted or indicated in the process of making a transaction.  It is the consumer's choice whether to pay these fees by using a specific machine.

Niagara's Choice FCU ATM cardholders may process 4 "No Credit Union Surcharge" transactions each month; at ATM machines than our Credit Union's locations. Each additional transactions in a month will be assessed a $1.50 surcharge.

The card can also be used at Big K (mart), Target, Walmart, Wegmans, Rite Aid, Tops Supermarkets and frequently for at the pump purchases at leading gas stations. These "at the register" transactions will also often permit a request for additional "CASH" back in addition to payment for purchases and do not incur transaction fees.

*contact a credit union representative

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