Twelve Month Time Deposit

Niagara's Choice offers a 12 month term CD. By securing your money for a specific period of time we'll help you maximize your savings power. The rate in effect when you open your account is locked in until maturity.  Check out our Certificate Rates.

A minimum deposit of $500 is required to open each certificate account.

Dividends are compounded daily and paid quarterly on the average daily balance calculation method. Check out our current rates.

There are penalties for early withdrawal.

Fees may reduce earnings


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Main Office: 3619 Packard Road, Niagara Falls, NY 14303