Niagara's Choice Federal Credit Union is a one stop information and financing center for all your auto and truck purchases. To assist you in purchasing or selling a vehicle the credit union has NADA guides available in it's offices to help you purchase or sell your vehicle at a fair price.
You will always get a low annual percentage rate and excellent service when you finance your vehicle at the credit union. Our excellent rates and terms and quick service will have you in your new vehicle in no time.
Convenient, low cost vehicle loans with rates below most banks and auto dealers. The credit union may finance any used vehicle up to seven years old purchased from a dealer or a private party.
*Rates range from 4.50% APR to 12.25% APR and are based on the year of vehicle, term of loan, and credit history. Rate reflects a .25% APR discount when the loan is paid with AutoPay. Minimum term of loan is 36 months; minimum loan amount is $8,000. Prepayment penalty: if loan is paid off within the first 12 months, the value of the promotional offer will be added to the payoff amount. Offer may be withdrawn at any time, and may not be combined with any other offer.
Check out our competitive rates.
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