Niagara's Choice MasterCard

Niagara's Choice MasterCard - Your Card of Choice!

Our MasterCard rate is based on your credit history and starts as low as 8.9% APR.  You won't pay annual fees or huge transaction fees with this card, and your rate won't fluctuate with the weather.  Plus, with every purchase, you'll receive rewards points that can be exchanged for gifts and travel through the MasterCard SCORE program. 

Beware of other credit card offers that sound too good to be true.  They may offer a great introductory rate, but read the fine print. That rate could skyrocket to 30% or more if you make a late payment!  

Besides teaser rates, the large banks that make these offers can sell their credit card portfolios without notice to another financial institution, and you may have to pay rates even higher than before. In addition, cash advance fees, late payment fees and abuse fees are reaching record amounts.

With a credit union MasterCard, you know you’ll have a reasonable fixed rate with people who won’t take advantage of you. 

Niagara's Choice FCU is pleased now pleased to offer online access to your MasterCard Account.

To access account information and make inquiries by phone call:
1-800-872-1712

To visit the Score Rewards program on-line catalog, go to:
"Score Rewards"

Check out our current loan rates.

To report a lost or stolen card.


Sign up today for MasterCard's SecureCode at no cost.

Enjoy added protection while shopping online. Go to> SecureCode to sign up today


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Main Office: 3619 Packard Road, Niagara Falls, NY 14303