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Simple Loan Calculator |
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Yearly Compounding: With compound interest you pay not only interest on the principal, but also interest on the accumulated interest. Yearly Compounding is the number of times per year that the compound interest calculation is performed and the compound interest added to the amount owed. Interest is usually compounded monthly (12 times per year). Loan Term in months: This is how many monthly payments you will be required to make. If your loan term is specified in years, multiply the number of years by 12. Some loans require payment twice monthly. This calculator works only with monthly payments.
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